Home Loans
Buying your next place? Renaee compares options across a panel of lenders to find a loan that fits where you are now and where you are heading.
Learn moreCairns & Far North Queensland
Finance Broker
in Cairns
First home, next home, refinance or self-employed lending. Renaee does the legwork and deals with the banks, so you don’t have to.
- 5-star rated by clients on Facebook
- FBAA Full Member
- Licensed Credit Representative
- Cairns local, 10+ years
Get a free chat
Three quick details. Renaee will call you back personally.
Renaee McSwan
Your local finance broker
Who is Mac & Co?
Finance made simple, human and local.
Mac & Co Lending is Renaee McSwan, a born-and-bred Cairns local with over ten years in finance and property. She started Mac & Co to do things differently: warm, jargon-free, and genuinely on your side.
Renaee takes the time to understand where you’re at and where you want to get to, then compares options across a panel of lenders to help you find a loan that fits. Whether you meet in person or sort it over the phone, you’ll always deal with Renaee directly.
How Renaee can help
Home loans and lending across Cairns
Whatever stage you’re at, Renaee compares options across a panel of lenders to help you find a loan that fits. No jargon, no pressure.
First Home Buyers
Buying your first home is exciting and a little daunting. Renaee walks you through every step in plain English, no jargon.
Learn moreRefinancing & Debt Consolidation
Not sure your current loan still suits you? Renaee can review it and compare options that might better fit your situation.
Learn moreInvestment Loans
Building a property portfolio? Renaee helps you structure investment lending with the long game in mind.
Learn moreAsset Finance (Cars & Equipment)
Need a new vehicle or equipment for work or life? Renaee can help you sort finance for cars and business assets.
Learn moreSelf-Employed & Non-Standard Income Lending
Run your own business or have income that does not fit a neat box? This is exactly who Renaee helps.
Learn moreRenaee’s specialty
Self-employed? You’re exactly who Renaee helps.
If you run your own business, contract, or your income just doesn’t fit the banks’ neat little boxes, getting a loan can feel like hitting a wall. Renaee knows which lenders understand non-standard income, helps you get your paperwork sorted, and advocates for you so your situation is understood, not dismissed.
Why a broker
Why use a Cairns finance broker?
A broker works for you, not the bank. Here’s what that actually means when you work with Renaee.
A panel of lenders, not one bank
Renaee compares options across a panel of lenders, so you’re not stuck with whatever your bank happens to offer.
She does the paperwork
From the application to dealing with the banks, Renaee handles the back-and-forth so you don’t have to.
In it for the long game
With annual reviews, Renaee keeps an eye on your loan as life and the market change, not just at settlement.
One relationship, not a call centre
You deal with Renaee directly, every time. A real local who knows your name and your situation.
Kind words
5-star rated by clients on Facebook
“Highly recommend Renaee. She has been amazing with me and my home loan needs.”
“What a fun and professional experience! Renaee listened, helped us set goals, and made the entire process of buying our first home effortless.”
Where Renaee works
Your Cairns and Far North Queensland broker
Based in Cairns, Renaee works with clients right across Far North Queensland: White Rock, Edmonton, Mount Sheridan, Bentley Park, Gordonvale, Woree, Bayview Heights, Westcourt, Earlville, Manunda, Cairns City, Redlynch, Smithfield and the northern beaches.
Meet in person or sort everything over the phone, whatever works for you.
Call 0403 988 325Servicing across the Far North
- White Rock
- Edmonton
- Mount Sheridan
- Bentley Park
- Gordonvale
- Woree
- Bayview Heights
- Westcourt
- Earlville
- Manunda
- Cairns City
- Redlynch
- Smithfield
- Northern beaches
Good questions
Common questions about using a broker in Cairns
Do I need a finance broker in Cairns?
You do not have to use a broker, but it can save you a lot of time and stress. Renaee compares options across a panel of lenders, handles the paperwork and deals with the banks for you. As a Cairns local with over ten years in finance, she knows the market and guides you through every step.
Can you help self-employed or non-standard-income borrowers?
Yes, this is exactly who Renaee helps. If you are self-employed, a contractor, or your income does not fit the banks’ usual boxes, she knows which lenders understand non-standard income. Renaee helps you organise your paperwork and advocates for you so your situation is properly understood.
Can Mac & Co Lending help me refinance my home loan?
Yes. If you are wondering whether your current loan still suits you, Renaee can review where you are at and compare options across a panel of lenders. Refinancing may also be a chance to consolidate other debts. She will walk you through whether it makes sense for your circumstances.
Do you help first home buyers in Cairns?
Absolutely. Buying your first home is a big step, and Renaee makes it feel manageable. She explains deposits, grants you may be eligible for, and what lenders look for, all in plain English. She is patient and never judgmental, and guides Cairns first home buyers through the whole process.
Ready when you are
Let’s find a loan that fits
Have a chat with Renaee. No pressure, no jargon, no obligation. She’ll listen first, then walk you through your options in plain English.
Get a free chat
Three quick details and Renaee will be in touch.